Drop Shadow Frame
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Open your photo in Photoshop CS and duplicate the layer.
Make a white frame around your photo by clicking, Image>Canvas Size (Fig 1). Then I just put a 2 inch white frame around the whole photo.
Now turn off the first layer so you are working with the duplicate layer and click on, Layer>Layer Style>Drop Shadow. The layer style window will appear, (Fig. 2) so now you have to make your adjustments. I changed the opacity to 90%, the angle to 120, the distance to 50, changed the spread to 10 and size to 50. Click OK. This is the adjustment I used, personal preference will be used here and I am sure there will be variations between different photos.
Finally turn the first layer back on and there you have it a white border with a drop shadow frame.
So there you have it an attractive drop shadow frame that will enhance any photo that you want to post on the web.